Nothing. Zero. Not a penny!

For asset finance business we do not charge our clients any fees at all. We are paid commission by the finance providers for successfully placing business with them, and we only get paid if we deliver a finance solution that you are happy with.

As a result we ask all clients to engage with us on the basis of good faith, in that, if we are asked to secure funding and do indeed deliver what we promised, that our clients complete the transaction with us.

We have active lines with dozens of providers, including most high street bank and most of the major asset finance providers plus a number of niche players.

We haven’t been asked to fund an asset that we weren’t able to place somewhere.

Many funders will now allow you to defer the VAT payment on the purchase price of your asset, for a period of 3 months.

This allows you to reclaim the VAT from HMRC before making the payment to the finance company along with your usual third monthly payment.

A fantastic cashflow tip!

Yes, yes, yes.

If you have an ongoing need to acquire assets you need to ask us about our credit line facilities.

For no cost we will put in place a credit facility that will sit in the background and can be drawn down as and when you need to purchase your assets.

This means you wont have to wait for credit approval each time you need to add or replace your assets.

Once agreed you can get assets paid out within 24 hours and have complete confidence in the rate of finance your going to get.

This is a huge time saver for busy Finance Directors.

We are super quick. We will provide you with indicative terms within 5 minutes of a conversation.

When you ask us to proceed to application, we will request some financial and business information from you to support the application.

Once received your application will be sent to the finance providers within 60 minutes.

Funders have varying service times from 1 hour to 5 days, but most are around 1 day for a decision.

Once agreed we let you know and ask if we can contact your supplier to request an invoice.

When we receive the invoice we will get finance documents to you ready to sign within 60 minutes and when we get these back from you we can get your supplier paid the next day.

It’s possible to get a deal paid out within 24 hours of inquiry, however we are relying on you getting us what we need quickly.

Bottom line… we will move as quickly as you do and will move heaven and earth to deliver to your timescales.

We will always deliver the best rate of finance possible based on your specific circumstances.

Our extensive funding panel means we can help businesses in every situation, as such every client will receive bespoke pricing based on their credit worthiness, asset type, market conditions and industry appetite that varies from time to time.

Our rates, for the best clients, are market leading and you should have no hesitation in contacting us if price is your motivator.

In most cases a minimum deposit of 10% of the pre-VAT asset cost is requested by the finance companies – some will also expect the full amount of VAT to be paid up front, although some offer VAT deferrals.

Clients can put down any amount of deposit they want above this 10% minimum to reduce the amount of borrowing required.

Smaller deposits below 10% are possible and again can be negotiated on a case-by-case basis.

The minimum finance period is 12 months (1 year) and maximum 84 months (7 years).

Most clients finance assets between 3 and 5 years depending on the cost and type of asset.

We can discuss all your options on a case by case basis.

Yes. We finance many used assets. Some funders do have age limits on assets they can fund but in 99% of cases we will find a solution, even for assets over 15 years old.

Our minimum transaction size is £10,000 and we have no maximum amount.

Our average transaction size is around £50,000.